Lake Erie Conservative

thoughtful discussion(s) about issue(s)

Posts Tagged ‘morality’

… Why China is a Problem [#legitimacy]…

Posted by paulfromwloh on Wednesday,January 18th,2017

.. it is still that simple — China is a totalitarian nation , one that is run by the Communist Party . It is a central fact that cannot be ignored ..

.. anyone who does business of any kind in the P.R.C. has to understand that . There is no effective ” rule of law ” in China . To protect one ‘ s rights , one has to negotiate contracts very , very carefully . To wit , you have to make sure that your rights are protected by a third party [arbitration] , or by the courts of athird party nation , such as the U.S. , Britain , OR Australia , for example ..

.. [h/t — Newsmax.com/Finance]..
.. [link] to the blog post ..

.. so , what do you do ? Move very carefully is one way to handle it . Another is to not do business in the P.R.C. at all . The latter is the course that I would choose ..

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… California has to Get a Clue [#pro life message]…

Posted by paulfromwloh on Tuesday,January 17th,2017

.. there is the issue of these two pro – life universities in California . At least they are supposed to be pro – life (and Catholic) . That is , Santa Clara University and Loyola Marymount University …

.. well , they do not want to cover abortions . The state of California is trying to force these schools to offer insurance coverage for elective abortions …

.. [h/t — m.Newsbusters.org]..
.. [link] to the blog posting …

.. ironically , so is the ObamaCrap Department of Poor Health and InHuman Services …

.. ironically , haven’t either one of them heard of the Hobby Lobby Case … or , the Religious Freedom Restoration Act ?? … or , the First Amendment ?? ….

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… The Death Penalty is Moral …

Posted by paulfromwloh on Thursday,January 12th,2017

.. and it is Constitutional ..

.. the loonie lefties who are trying to ban it should remember that ..

.. [h/t — Newsmax.com]..
.. [link] to the news report …

.. we as a nation should remember that capital punishment is the taking of a human life . It should be done with due process , with dispatch , and with certainty , as well as clarity …

.. are there better methods than lethal injection ? I believe so . I would like to know what other people think ….

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… Big Surprise [#Joint Chiefs][#Women Registering for the Draft]…

Posted by paulfromwloh on Saturday,December 17th,2016

.. yup you heard it here , folks ..

.. the Brass at the Pentagon has now opened up all of the MOS s and designators to woen . Morally , then , females now do not have any reason for an exemption from the draft . So , …

.. the Brass has recommended a change in policy . Congress will need to go along with it ,though . I suspect that it will do so ..

.. [h/t — Newsmax.com]..
.. [link] to the blog news ..

.. do I agree with this ? yes , I do . Now that all of the combat jobs are open to women , the ladies should now have to be able to bear up to the responsibilities of the nation ‘ s defense ..

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… They Were Murdered [#hostages]…

Posted by paulfromwloh on Thursday,December 1st,2016

.. they were not ” executed … ”

.. it is that simple . Those three men [James Foley , Steven Sotloff , and David Blaine] were held hostage by a terrorist group . That group had no lawful , legal , or moral right to have them , or to hold them …

.. their lives were stolen by those terrorists …

.. they were murdered . Plain and Simple …

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… What are They Thinking ?!?! [#Operation Choke Point]…

Posted by paulfromwloh on Thursday,November 10th,2016

.. I am sorry that I did not know what Operation Choke Point was , before .

.. I do now .

.. It is unquestionably illegal , an illegal use of congressionally appropriated funds for which there is no moral or legitimate purpose . People who run legal businesses have a right to do business , without hindrance . Banks and other financial institutions may choose to or not to do business with them . They have the right to choose to enter or exit areas of business that they find tasteful . If they find them distasteful , then they will not do so . But , it is their choice …

.. [h/t — Newsmax]..
.. [link] to the news story ..

.. Governments have at their discretion a great deal of power . They should use it responsiby and carefully . It is not the province of the government , however , to grossly misuse its law enforcement and regulatory powers to harass , intimidate , and / or penalize them . They have a right to do business with whom they choose . They do not have a right to put them out of business by indirectly targeting them by their financial intermediaries [the banks / s&ls , etc]. It is not just unfair , it is illegal and unconstitutional …

Posted in financial opinion, fraud, legal info, legal strategy, personal opinion | Tagged: , , , , , , , , , , , , , , , , | Leave a Comment »

… A Powerful Symbol of Freedom [#liberty]…

Posted by paulfromwloh on Friday,October 21st,2016

.. and of morality ! …

branco cartoon (rocks down dont loot)

.. [h/t — ComicallyIncorrect.com]..
.. [link] to the cartoon ..

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… The Holy Father must remain a Strong Voice [#Human Rights]…

Posted by paulfromwloh on Saturday,August 20th,2016

.. addressing issues in the U.S. is one thing ..

.. doing it at the U.N. is expected of any Pope ..

.. but facing up to a dictatorship , that is the real test ..

.. [h/t — WashingtonComPost.com]..
.. [link] to the editorial ..

.. the Holy Father ‘ s recent trip to Cuba could have gone better . The Vatican has a powerful voice of moral standing to bring to the world . Saint John Paul II proved how powerful that it could be by carefully confronting the Soviet Union and Communism , and eventually bringing freedom to the Warsaw Pact nations , Central Europe , Eastern Europe , and to Russia itself …

.. please , Your Holiness , you can do better … Much better !! …

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… If Someone wants to Use Conversion Therapy [#morality]..

Posted by paulfromwloh on Friday,August 5th,2016

.. then more power to them …

.. it is homosexuality that is not normal . It is unnatural , immoral , and evil . So if someone wants to convert back to a natural lifestyle , then …

.. [h/t —TruthRevolt.org]..
.. [link] to the blog post …

.. great ! …

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… The Very Least You Owe Us is [#POTUS]…

Posted by paulfromwloh on Tuesday,July 26th,2016

.. the truth ..

.. not a lie …. the Truth . The whole Truth . nothing but the Truth …

.. [h/t — m.NationalReview.com]..
.. [link] to the blog news …

.. a year ‘ s worth of lies and lying just does not cut it …

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… Yes , A Court – Martial of Bowe Bergdahl is necessary [#prosecution]…

Posted by paulfromwloh on Wednesday,July 20th,2016

.. more than anything else , it matters for the reputation of the soldier …. .. his actions have been called into question . A legal investigation [a JAGmen investigation] has been carried out , and has uncovered evidence of misconduct on the behalf of the soldier . No matter what , until this matter is completely and fully aired , his personal reputation is now under a cloud … .. [h/t — NYSlimes.com].. .. [link] to the Slimes ‘ editorial .. .. when a soldier has allegedly done what Pvt. Bergdahl has done , that soldier would be advised to seek out the forum of a court – martial . Whether one is innocent , or is guilty , the allegations will receive a full public airing . Only in that can Pvt. Bergdahl have a civil chance to move on with his life . yes , his freedom is at risk [the risk of conviction and imprisonment] , but he needs to do it …

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… Thank You , Andrew Klavan [#Pam Geller]…

Posted by paulfromwloh on Thursday,June 9th,2016

.. I heartily recommend his presentation . Like always , Andrew is highly informative and educational in one step ..

.. also , I agree . What Pamela Geller did was entirely and highly moral …

.. [h/t — pjmedia.com]..
.. [link] to the blog post …

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… Why are People dealing with Transgender Issues [#young ages]…

Posted by paulfromwloh on Thursday,May 26th,2016

.. in high school , maybe . There and then I can understand the mentality of a teenager beginning the process of ” transitioning ” to another sex …

.. but in middle school ?? elementary school ?? No way ..

.. [h/t — Newsmax.com]..
.. [link] to the blog post news ..

.. someone who is of age , i.e. 18 years old , or older , is presumed by society to be able to make not only the medical and social choices , but the legal ones . At that point is when they should be beginning the transitioning process , not any earlier ..

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… No , Ellen , A R.F.R.A. is not an Act of Bias [#freedom]…

Posted by paulfromwloh on Thursday,April 28th,2016

.. not in the least ..

.. Ellen Degenerates and her friends in the radical left seem to think that the passage ofa r.F.R.A. signifies discrimination . it does not . Far from it . it signifies the re -emphasis of religious freedom …

.. [h/t — TruthRevolt.org]..
.. [link] to the blog post // video clip ..

.. it allows people to defend themselves in court aganist the invasiveness of the predations of the radical left and their minions . They would force these simple people to participate in functions associated with gay -themed events that they morally disagree with . Now , they can defend themselves against those threats ..

.. A R.F.R.A. allows them to be religious ,yet participate in the public sphere…

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… Can’t These Guys Behave Themselves [#Campaign 2016]…

Posted by paulfromwloh on Thursday,March 31st,2016

.. at least , guys , behave yourselves , and campaign with some class and some dignity ..

.. [h/t — Newsmax.com]..
.. [link] to the blog post ..

.. if you want to be POTUS , act like it . Do Not use the current occupant of the office as a guide . His example is definitely not one to follow …

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… What Must he have Been Thinking ?? [#POTUS][the N word] …

Posted by paulfromwloh on Thursday,December 31st,2015

.. indeed , what must he have been thinking ?!?! …

.. POTUS was interviewed during a podcast a couple of e interview . let ‘ s say the language that Mr. Obama used began to get a little ” spicy … ”

.. like using the ” N ” word … ”

.. [h/t — theBlaze.com]..
.. [link] to the blog post / video clip ..

.. there is no excuse for it . I do not care whether one is black or white , it does not matter . It is wrong then , it is wrong now , it is wrong always …

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… Doesn’t Main InJustice ever Learn [#new gun restrictions]…

Posted by paulfromwloh on Monday,December 7th,2015

.. well , it seems that Main InJustice and the ObamaCraps are at it again …

.. they are coming up with a group of new gun restrictions . Yea , ones such as ones targeted against those convicted of misdemeanor convictions . In particular , they want to target those convicted of domestic violence . Also , they want to target those that are accused of being mentally ill .. It figures …

.. [h/t — hotAir.com]..
.. [link] to the blog post ..

.. if these changes were passed into law as part of a a bill , then there would be a fair bit more legitimacy to them . They might be challenged in court , but that these items were laws , and not regulations , would give them legitimacy . However , they are not > THEY ARE REGULATIONS < BECAUSE THERE IS NOt a chance in hell that the ObamaCraps could get these items passed through Congress in the current climate . In particular , the lack of trust in POTUS and his minions is greatly contributing to the atmosphere of distrust between Congress and the White House …

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… and POTUS will negotiate with These Guys [#Mullahs]…

Posted by paulfromwloh on Sunday,October 4th,2015

.. and not the GOP …

.. that is the height of immorality …

branco cartoon (enemy of mine enemy)

.. [h/t — ComicallyIncorrect.com]..
.. [link] to the cartoon …

.. someone needs to give His Lordship a serious reality check . The problem is , though , is who ?? He won’t get it from his wife or Valerie Jarrett , that is for sure …

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… further News — the Afghan Child Rapes [#ObamaCraps][#White House]…

Posted by paulfromwloh on Sunday,September 27th,2015

.. as usual , those dummies deflected blame …

.. and referred the issue back to the D.O.D. ..

.. [h/t — HotAir.com]..
.. [link] to the blog post ..

.. guys , POTUS is the Commander – in – Chief . It is a fact for which he likes to claim credit , usually at convenient times [such as the offing of you-know-who] . But there is also a military doctrine , one that the uniformed military understands well , especially the officers …

.. It is called command responsibility . You are responsible for the actions of those under your command , military or civilian , officer or enlisted , If they screw up , you are accountable , folks . That includes POTUS ..

.. you do not allow the D.O.D. to retaliated against our own people for doing what is right . You set a policy , and stick to it , dammit !! …

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… I Agree [#reauthorize the Patriot Act]…

Posted by paulfromwloh on Saturday,June 6th,2015

.. the Patroit Act is a necessary element of our nation ‘ s security ..

.. it needs to be renewed , without delay ..

.. [h/t — m.NationalReview.com]..
.. [link] to the blog post ..

.. yes , there are some necessary changes . Section 215 needs to be clarified , for example , to allow for the metadata program . The metadata program is a very worthy program , and it needs to be made clear that it is wanted , needed , desired , and is constitutional …

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… Bryan Singer is playing with Fire [#morality , judgement]…

Posted by paulfromwloh on Saturday,December 13th,2014

.. Singer is a highly successful movie producer , as well as writer . He has accumulated many productions now to his credit …

.. He is also a gay man . In most cases , his gay status would not matter . But in this case , it does . Also , so does the matter of his judgement …

.. there have been several accusations of him and other men sleeping with underage boys and girls . So far , he and his friends have been able to escape the accusations …

.. [h/t — DailyMail(UK).co.uk]..
.. [link] to the news article …

.. if these accusations were only occasional , or only a one – off occurrence , then it would not be worthwhile of comment . But , they keep occurring . The details keep getting more lurid and disgusting . Also , it continues to be happening at sex parties with other people . He may be able to pay off people for now , but not for long …

.. I think that there is a very serious problem here . Bryan Singer is in need of a very strong reality check . He should keep his private life where it is , indeed , private . If he does not , he could join the likes of famous luminaries such as Fatty Arbuckle who have had their careers derailed and sank by scandal …

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… This is Only the Beginning [#exec amnesty fallout]…

Posted by paulfromwloh on Tuesday,November 25th,2014

.. in this clip , this illegal immigrant has just recently crossed over the border from Mexico into the U.S.A. ..

.. even though , technically , His Lordship ‘ s action would not apply to her …

.. [h/t — m.NationalReview.com]..
.. [link] to the blog news // video clip …

.. as I said before , this will be only the beginning . This abuse of power by POTUS will inspire others to come . They will believe that they will be covered by a future amnesty . Given our country ‘ s recent history , they would likely be proven right …

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… Israel under Fire — Hamas playing Dirty [#terror]…

Posted by paulfromwloh on Thursday,July 17th,2014

.. don’t they always ..

.. they always do .

.. but this is a case of enough is enough ..

.. [h/t — TruthRevolt]..
.. [link] to the blog post …

.. Hamas has been lobbing rockets from the Gaza Strip on – and – off for months . They are notorious for using civilian areas as launching pads for rockets , and now , missiles …

.. yes , missiles ..

.. rockets only travelel so far 8 to 10 miles at the miles at the most …

.. what Hamas is launching now is simple rudimentary missiles . . They are not much more than rockets , but they do have a guidance system . Meaning , that they have some idea of where those things are going . The scary thing is , with practice , Hamas ‘ missile shots will get more accurate with time …

.. then , they will be able to target specific places . Places such as military bases , vacation resorts , government ministries , synagogues , and other targets ….. ones such as the Knesset …

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… It Makes a Whole Lot of Difference [#bergdahl deserter]…

Posted by paulfromwloh on Tuesday,June 24th,2014

.. if Pvt Bowe Bergdahl deserted …

.. [h/t — TruthRevolt]..
.. [link] to the blog post ..

.. first is the morality . Bergdahl bailed out on his buddies , and left them high and dry . Next is the justice . Pvt. Bergdahl will be held to account for his actions , that I do not doubt . Accountability comes in . Bergdahl was and is perfectly sane , and deserves to be tried for desertion . You see , it makes a whole lot of difference ..

.. also is the justice for the wounded and the dead . There were troopers that were wounded in the operations that were undertaken in pursuit of Pvt Bergdahl . Those men deserve justice . Most of all are the dead . According to an outstanding interview and column by syndicated columnist Michelle Malkin , there were 8 dead . SecDef Hagel , you should have known the full brief on the case . Shame on you …

.. yes it does matter . It matters for the conduct of the accused , and for the morality and indecency of trading 5 exceedingly dangerous terrorist leaders back over to the Taliban in exchange for Pvt Bergdahl …

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… It tells You how Dangerous things are Getting [#His Lordship]…

Posted by paulfromwloh on Sunday,June 8th,2014

.. Jonathan Turley was on ” Hannity ” the other night . His comments were striking , but not all that shocking …

.. [h/t — Mediaite]..
.. [link] to the video footage ..

.. What Prof. Turley said is scary . Especially with the LameStreamMedia behaving like a bunch of lapdogs , and doing absolutely nothing to investigate this guy and hold his feet to the fire …

.. May God in Heaven help Us All …

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… Social Conservatives Do Care about Marriage …

Posted by paulfromwloh on Friday,April 25th,2014

.. as do I …

.. that is why no – fault divorce should be torn dorn and abolished ..

.. [h/t — theAmericanConservative]..
.. [link] to the blog post ..

.. the idea is to make people think about what marriage means … what it is  , what it means ,  what it is for , why to get married , and why to end a marriage …

.. probably one of the worst ideas was no – fault divorce . It allows two people  [a man and a woman , thank you very much] to end their relationship without realizing why ? …

.. if you have made a mistake , one of the most important things is that most important choice : why ?

.. the problem with no – fault divorce is that it allows you to avoid understanding and thinking about that choice . If you do not think about it , you just might forget about your history . If you do , then you just might be doomed to repeat that mistake …

.. the thing is not that it makes divorce a hassle . The idea of things like a cooling – off period , marriage classes (like my church , the Roman Catholic Church has) , and the elimination of no – fault divorce is that it makes people do one important thing …

.. T – H – I – N – K ..

.. Governments give sanction to marriage and to divorce . We have to deal with the results of both , most importantly , with children and child support , abuse , infidelity , and whatnot … . So , how a marriage comes about is the government ‘ s business , to a certain point . Given the appalling divorce rate , and the damage that divorce does to a family .. to be honest , how a divorce comes about is also in part a government ‘ s business .

.. there is not an establishment clause in the Constitution . Yes , it is important in this argument . It is a prohibition against a state –  sanctioned and ” established ” church , i.e. , as was the Church of England is in the U.K. . Does it matter ? Yes ..

.. Many people get married in a Church . They generally do not get divorced in one . However , the foundation of our law is our morality . A great deal of the foundation of our morality comes from the sense of right and wrong . The largest part , though , comes from our sense of faith . Even an atheist has faith , believe it or not .

.. We need to make couples think about who they are , why they get married , and why they get divorced . No , it is not making things a ” hassle . ” Society has that right to expect that of civilized and moral people to behave themselves in a civil and moral way , by thinking about what they are doing , and not just acting on their feelings …

.. Sure , the feelings of love are a damn important part of a relationship , and of marriage . But , it is not the only part . There are more practical considerations , folks .. Such as whether it is the right thing to do , or whether we should . That is the idea of marriage classes , in basic … to be sure and certain as is possible …

.. especially , in order to avoid the ” D ” word , if at all possible …

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… Sick [#Sex Ed Curriculum 101] …

Posted by paulfromwloh on Wednesday,April 23rd,2014

.. when you send kids to school , especially middle school , what do you expect …

.. reading ,

.. writing ,

.. arithmetic ,

.. geometry ,

.. music ,

.. reasoning (clear thinking) , and

.. sex ed ..

.. WHAT !! ..

.. that is what you general get these days in school . All of the above , even in elementary school . in my day , we got very little in the way of ” health ” class in grade school ; the fun stuff (as it was) came in middle school [junior high] …

.. [h/t — TruthRevolt] ..
.. [link] to the blog news ..

.. well , this Kansas 6th grader earlier this year sure got a surprise . Well , to say , her father got one hell of a shock when she brought some of this ” health ” class information home to show him ….

.. one would think that the health class [read : sex ed] would at least be hard PG to R rated . When you see this little piece of trash , well …

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… An Act of Love ?? [Jeb Bush on Immigration] …

Posted by paulfromwloh on Monday,April 14th,2014

.. I do not think so , Governor .

.. It is not an act of love . it is an illegal act . Amnesty for illegals gives those folks who jump the line and enter the country illegally a place at the table . It denies those who are patiently following the law , applying to emigrate , and following the process , their due process rights …

.. [h/t — theGatewayPundit]..
.. [link] to the news report …

.. this public comment by former Governor Bush is going to come back to haunt him if he decides to run for President . The folks in the hustings who are the bedrock of the GOP will not forget it …

Posted in illegality, immigration, moral question, personal opinion | Tagged: , , , , , , , , | Leave a Comment »

… Well Said , Professor [Robert P.] George !! …

Posted by paulfromwloh on Monday,April 7th,2014

.. Dr. Robert George is a well known and well spoken conservarvative . He is allso a distinguiseshed professor of law at Princeton Univeristy . He has also stepped in with both feet into the anti – Mozilla browser controversry …

.. [h/t — TruthRevolt]..
.. [link] to the commentary ..

.. I wanted to bring you his statement , because no one can state things more clearly than he can …

On his Facebook page, George predicted the eventual ouster of Eich for the his “sin” that was “unforgivable under the new morality” and explained his call for a boycott of Mozilla:

If I’m not morally fit to be their employee, I’m not morally fit to use their products. If you are a faithful Catholic, Evangelical, Eastern Orthodox Christian, Mormon, Orthodox Jew, Muslim, or member of any other tradition that believes that marriage is fundamentally the institution that unites a man and woman as husband and wife to be father and mother to any children born of their union, providing those children with the inestimable blessing of being brought up in the committed bond of the man and woman whose union brought them into being, or even if you believe in marriage thus understood quite apart from membership in any community of faith, I would ask you to do the same.

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… Extending the Risk Corridors [ObamaCrapCare] …

Posted by paulfromwloh on Monday,February 24th,2014

.. this one is the insurer bailout provision ,folks .

.. it seems that His Lordship wants to extend it beyond 2016 …

.. with what controlling legal authority one might ask . The risk corridors program expires at the end of 2016 . So that is that …. or with this crowd , is it ? …

.. from HotAir [Allahpundit] …

White House weighing plan to extend ObamaCare’s “risk corridor,” i.e. bailout, program beyond 2016?

posted at 4:41 pm on February 18, 2014 by Allahpundit

The program’s supposed to be transitional, sunsetting in 2016 after the new exchanges have had a few years to launch and then stabilize.

Emphasis on “supposed to be.”

Industry insiders told the Washington Examiner a plan to extend the Affordable Care Act’s “risk corridors” are under discussion, but that administration officials have not made a final decision…

The Obama Administration is now weighing a plan to grant an additional three-year extension for non-complaint plans on the individual market. Such a move would prevent millions of people from losing their policies in the critical weeks and months before the 2014 election.

But it would also allow people on the individual market to keep non-compliant plans beyond the risk corridor’s 2016 expiration date, leaving health insurance companies serving the exchange vulnerable to financial losses as the more healthy customers continue to stay out of the exchanges.

Health insurance companies are looking for something in exchange for the three-year extension, which will make it much harder for them to sign up healthier and younger customers. Extending the risk corridor program is part of that conversation with the White House, industry sources said.

Remember back in November when Obama was eating truckloads of crap for breaking his “if you like your plan” promise? His solution was to let insurers “un-cancel” canceled plans — but lost in the hubbub at the time was the fact that he said he’d allow it for just one year. The obvious problem with that timeline is that it means this issue will bubble up again this fall, just in time for the midterms. New solution, then: Quietly allow insurers to keep un-canceled plans in effect past the midterms, for another three years. That’s how Obama just “solved” his little electoral problem with the employer mandate, isn’t it? Three-year extensions across the board, to minimize the damage to Democrats from his pet boondoggle in November. The problem is, because the old un-canceled plans are typically cheaper than expensive new “comprehensive” ObamaCare exchange plans, the extension means insurers are suddenly looking at less revenue than they counted on all the way through 2017. That’s where the “risk corridors” come in. Assuming the Examiner’s report is true, the White House is going to make this worth the industry’s while by extending the timeline for the bailout program too. Any losses they suffer in 2017 would, presumably, be partly offset by Uncle Sam even though the “risk corridor” is supposed to have terminated by then. Your tax dollars will buy insurers’ complicity in yet another illegal extension.

Bob Laszewski kinda sorta saw this coming, by the way. Last month he published a post arguing that, for all its faults, ObamaCare won’t cause a death spiral in the insurance industry anytime soon. The reason: The “risk corridor” program. Since Uncle Sam’s on the hook for any heavy losses in the industry, insurers are under no immediate pressure to raise premiums, the potential trigger of a death spiral. They can keep premiums artificially low — at least for a few years, until the “risk corridor” sunsets. Laszewski figured insurers would give the White House one more chance next year to get their act together on implementation and to start signing up the uninsured en masse; if they failed, he said, he expected companies to start parachuting out of the exchanges in 2016 before the “risk corridor” program expires. Which is to say, it’s very much in the White House’s interest to keep the program in effect, if it can, to keep insurers from abandoning the exchanges, especially if HHS has reason to think the risk pools they’re projecting will be less young and healthy than they had hoped. (And they do have such a reason at the moment.) The last thing Democrats need in a presidential election year is “Insurers give up on ObamaCare” headlines. Promise them some more sugar and you can avoid that. Maybe.

It seems naive at this point to ask whether the White House could extend the “risk corridor” unilaterally or whether that would be illegal. If they want to do it, they’ll do it regardless. O’s theory in issuing periodic delays or extensions for ObamaCare’s provisions is that, during the law’s transitional phase, he has some latitude legally to tweak implementation to make it go more smoothly. Extending the “risk corridors” past 2016, though, would mean the “transitional” phase had lasted past the end of his own presidency. It’s dubious, but it’s also in character. Here’s a question, though: Why would insurers leak this info now, when Marco Rubio’s trying to build support within the GOP for a bill to repeal the “risk corridor” program? He’s had little luck getting it on the leadership’s radar but his luck could change now that rumors are swirling that the bailout provisions might be extended into 2017 and beyond. The recent CBO numbers that found that the “risk corridor” could actually make money for taxpayers is a problem for the GOP, but (a) CBO’s numbers can be challenged and (b) CBO assumed that the “risk corridor” would be gone by 2016. Even if O decides to unilaterally extend the program, a new Republican Senate next year could join forces with some red-state Dems and Boehner’s House majority to repeal it, forcing Obama to either acquiesce in the repeal or to veto it and be seen as singlehandedly defending indefinite bailouts for insurers. Very strange that insurance industry sources, who stand to benefit, would be blabbing about this now.

… from the Washington Examiner [Susan Ferrechio] …

Obamacare changes may include extension of risk corridors

 Susan Ferrechio                             | FEBRUARY 17, 2014 AT 5:18 AM

The Obama Administration may extend beyond 2016 a federal reimbursement program for health insurance companies that lose money by participating in the newly created health care exchanges.

Industry insiders told the Washington Examiner a plan to extend the Affordable Care Act’s “risk corridors” are under discussion, but that administration officials have not made a final decision.

The risk corridor program was written into the 2,700-page health care bill to help the insurance companies offset losses if they enroll too few healthy customers and sign up too many people with high health care costs.

Risk corridors are aimed at keeping premiums from skyrocketing by requiring the government to “share in the risk associated with the new marketplace,” according to the health care lobbying group America’s Health Insurance Plans (AHIP).

Insurance companies pay into a pool to cover losses for companies that fare poorly but the federal government must step in if there is widespread loss, which some say could happen due to the lack of participation on the health care exchanges from young and healthy individuals.

The program, however is only meant to be short term, AHIP said, to “ease the transition between the old and new marketplace.”

But the disastrous rollout of the law resulted in millions of people on the individual market losing health care policies that did not include the “essential benefits” required under the new health care law, including maternity care and pediatric dentistry. The resulting public outcry prompted President Obama on Nov. 14 to announce that health insurance companies could allow customers to keep their old plans for an extra year.

The Obama Administration is now weighing a plan to grant an additional three-year extension for non-complaint plans on the individual market. Such a move would prevent millions of people from losing their policies in the critical weeks and months before the 2014 election.

But it would also allow people on the individual market to keep non-compliant plans beyond the risk corridor’s 2016 expiration date, leaving health insurance companies serving the exchange vulnerable to financial losses as the more healthy customers continue to stay out of the exchanges.

Health insurance companies are looking for something in exchange for the three-year extension, which will make it much harder for them to sign up healthier and younger customers. Extending the risk corridor program is part of that conversation with the White House, industry sources said.

“If the extension increases adverse selection, premiums will go up and taxpayers will be on the hook for more money through extending the risk corridors,” Mike Tanner, a health care policy scholar at the Cato Institute, a libertarian think tank, said. “The question is, how much? And I don’t think anybody knows because I don’t think anybody knows how many people we are talking about.”

John C. Goodman, the president and CEO of The National Center for Policy Analysis, believes insurance companies participating on the exchanges are headed for significant losses as the sickest and most medically vulnerable get dumped into the exchanges and waivers and delays are granted to the healthy.

In Detroit, for example, city officials are considering pushing onto the health care exchanges municipal retirees who are too young to qualify for Medicare.

“I can understand why they are talking about extending the risk corridors because I think the losses are going to be quite large,” Goodman said.

Health care law supporters point out that the federal government can make money off risk corridor programs. A Congressional Budget Office report last week predicted the federal government won’t lose a dime through the risk corridor program but will end up netting $8 billion.

The CBO based its estimate on the performance of risk corridors established under the Medicare Part D prescription drug benefit program passed by a Republican-led Congress and signed into law by President Bush in 2003.

“The risk corridor program was a good idea during the Bush administration, and it worked,” Rep. Elijah Cummings, D-Md., said during a recent hearing on the program. “Rather than a bailout for insurance companies, the program has resulted in $7 billion in net gains to taxpayers. But now since these same mechanisms are part of the Affordable Care Act, Republicans argue that they are a bailout for insurance companies.”

Critics in and out of Congress want legislation to repeal the risk corridors and warn that Obamacare won’t yield the same kind of results as Medicare Part D because of the much larger size and scope of the new health care law and the potential for a much larger pool of sick and unhealthy on the exchanges.

“Medicare Part D made money, but I don’t think that’s going to be true here,” said Douglas Holtz-Eakin, the former director of the Congressional Budget Office who now runs American Action Forum, which describes itself as a center-right policy institute.

Sen. Marco Rubio, R-Fla. has introduced legislation to repeal the risk corridor provision in the health care law, but Senate Majority Leader Harry Reid, D-Nev., has no plans to take up the bill.

… LEC here again — no controlling legal authority …

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