Lake Erie Conservative

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Posts Tagged ‘Heritage Foundation’

… the Department of Health and InHuman Services is Actually Promoting This Crap [contest , video]…

Posted by paulfromwloh on Tuesday,August 20th,2013

.. the Department of poor Health and inHuman Services is sponsoring a contest , of some sorts . You might be wondering , what for ? I would also wonder , why them ?
.. These idiots are trying to promote ObamaCrapCare , that is obvious . For it to have any chance of any kind of success , HHS needs many young people to enroll in health insurance . Especially subsidized health insurance , courtesy of the exchanges . They need it to work . Otherwise , financially and morally . ObamaCrapCare will not work . Well , guess what ?
.. ObamaCrapCare will never work . The young are not stupid . The ones that are employed , they may well get their insurance through their employer . That is , if they still have a job , or , likely have full – time employment . The employers are not dumb . The penalty for dumping employeees into the exchanges and paying the penalty is not all that large , at all . Especially when compared (either if self – insured , or normally insured) with the current cost of health insurance . Which is going up , no matter what the cost ?
.. Why ? ObamaCrapCare is pushing all sorts of mandates . Any and all kinds of mandates . Many of them which are totally and wholly unnecessary . Which will jack up the costs even further , to near Cadillac – type policies . Which , in most cases , are entirely unnecessary , as well .

… this piece is from the Washington Free Beacon . You have to see this stupidity …

Obama Administration Announces Youth Obamacare Video Contest
Law actually discourages young people to sign up, experts say
.. The Obama administration is co-sponsoring a video contest aimed at convincing young people to sign up for health insurance, the Department of Health and Human Services (HHS) announced on Monday.

..The contest offers thousands of dollars in cash prizes to the winners, along with a “Stay Healthy Kit” to the first 100 participants. The kit contains a first aid kit, sun-protection kit, t-shirt, and water bottle.

..HHS partnered with Young Invincibles, a health care advocacy group, to run the contest. It is unclear who is funding the contest. The prize kit is “Brought to you by CMS Marketplace & Young Invincibles,” according to the website. Centers for Medicare & Medicaid Services (CMS) is the federal agency in charge of the insurance exchanges.

..Neither Young Invincibles nor HHS returned inquiries about the source of funding for the contest.

.. HHS released a promotional video on Monday, as well. The video features images of a man falling off of a skateboard with the text “you are NOT invincible” below him and a clip of a person strumming a guitar, with a dubstep track in the background.

..“Soon the Health Insurance Marketplace will give uninsured young people the opportunity to enroll in affordable health insurance, and the Healthy Young America video contest will help them tell their stories to other young people,” HHS Secretary Kathleen Sebelius said in the statement.
..Participants have three options for the kind of video they can make: a video showing how they could need health insurance; a song; or a digital animation.

The insurance exchanges will open for enrollment on Oct. 1. The public will be able to vote on the best videos between Oct. 1 and Oct. 15.

The goal of the exchanges is to make insurance more affordable, but the structure of the exchanges actually works against that goal, experts say.

Two aspects of the law actually increase the cost of health insurance for young people, said Ed Haislmaier, a health policy expert at the Heritage Foundation.

First, insurance companies can only charge older people three times what they would charge younger people for the same plan. This rule compresses the typical spread of prices, causing the price of insurance for younger and healthier individuals to rise in order to subsidize the artificially low price for older people, Haislmaier said.

Second, all insurance plans have certain requirements for what they must cover and how they are structured, further driving up costs for younger people, he noted.

Failing to attract enough young people could hurt the viability of the insurance plans offered in the exchanges, said Sally Pipes, president of the Pacific Research Institute.

“It’s going to kill insurance companies,” she said.

Millions of young people could save more than a thousand dollars next year by not signing up for insurance and paying the penalty, according to a study released last week by the National Center for Public Policy Research.

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… Simple ObamaCrapCare Math …

Posted by paulfromwloh on Tuesday,July 9th,2013

.. High Cost of Current Coverage , Less , low penalty fee for employer mandate = dumped employee into ObamaCrapCare exchange .

.. Young will wait , until they have to get insurance . Low individual penalty for the fine . Less grief than going on exchange . Then , pick up insurance . Result : old & sick will flood exchanges , rates will skyrocket , young will stay off , because of rates ..

… from the Heritage Foundation blog , the Foundry …

Bloomberg reports this week on the latest Obamacare trend sweeping across the country: Cities and states may soon attempt to unload unsustainable health costs on the federal government by dumping employees and retirees onto exchanges.

Both Chicago and Detroit have explored using the exchanges to reduce massive budget shortfalls, and it could set an example for others. Bloomberg quotes one expert from the Rockefeller Institute of Government: “We can expect other cities to pick up on this.… I expect [employee dumping] to mushroom.”

The incentives for cities—or even states—to dump their workers onto exchanges are significant. Bloomberg notes that reducing retiree health costs could save Detroit approximately $150 million per year—at a time when the city faces a $386 million budget deficit and $17 billion in long-term debt.

Of course, these budgetary maneuvers aren’t really “savings”—they merely represent a shift of unsustainable costs from cities and states onto the backs of federal taxpayers. If more individuals than expected—particularly retirees, who are likely to be older and sicker than the population as a whole—require federal exchange subsidies, the cost of Obamacare could rise by trillions. And if cities and even states set an example by dumping their health care obligations on the federal government, private-sector employers could well follow suit.

The spokesman for Chicago mayor Rahm Emanuel called the city’s retiree health system “fiscally unsustainable,” but merely shifting that responsibility to Washington may be about as effective as moving deck chairs on a budgetary Titanic.

Meanwhile, like other Americans losing their coverage due to Obamacare, retirees themselves appear none too keen on getting dumped onto the exchanges. Bloomberg quotes one retired Detroit police officer expressing his outrage:

Imagine if they said tomorrow your Social Security, your Medicare is going away and you’re going on Obamacare.… How would you feel?

Many Americans may soon find out.

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