Lake Erie Conservative

thoughtful discussion(s) about issue(s)

Posts Tagged ‘health insurance premium’

… She Will Not Be the Only One [ObamaCrapCare penalty]…

Posted by paulfromwloh on Tuesday,March 18th,2014

.. this Illinois woman (name of Delilah Nelson) had to make a tough choice ….

.. she does want health insurance . However , the premium costs of ObamaCrapCare are waaaaay off the charts . The health insurance premiums are bad enough . Then , you add in the deductibles …. Wow !! …

.. she is making the choice … she will pay the ObamaCrapCare penalty , rather than pay the exorbitant premiums , much less the deductible …

.. [h/t — WashingtonFreeBeacon]..
.. [link] to the news report …

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… Why is ObamaCrapCare unafffordable …

Posted by paulfromwloh on Monday,March 17th,2014

.. this is taking a riff from an article a friend of mine wrote on TAS on Monday . His name is David Catron …

.. [h/t — theAmerican Spectator]..
.. [link] to the aritlce …

.. why do i think that this stinker [ObamaCrapCare] is unaffordable :

[-] lack of tort reform — doctors et al will do a great deal of defensive medicine in order to cover their backsides . It becomes even more prevalent with specialists , where  the liability for medical malpractice has been pushed into the stratosphere .

[-] The legal system has become far too lenient with lawsuits and legal actions , just for lawyers to force a settlement . Those legal actions are most of  the time frivilous and unnecessary , driving up the costs for all of us …

[-] the Essential Benefits package — mandates were bad enough in the old days as  it was . The system could  have been adjusted for things like banning preexisting conditions without causing such a mess ….. But nooooooo . Now we have mandates upon mandates squared , with all of these unnecessary ” essential benefits . ” You only need to mandate a few basic ones , really simply , without causing such a mess , and jacking the costs up into the stratosphere …

[-]  guaranteed issue — this stinker allows people to game the system . They canwait  to get insurance until they get sick , then they know that they can get it no matter what the circumstances . This turns the economics and finances of traditional insurance , much less health insurance , inside out . The insurance system cannot withstand this game – playing …

[-] community rating — this one changes the cost curve into a politically correct one . Like with guaranteed issue , it turns the economics and finances of insurance inside out . Women and men ,  young and old do different things for different reasons . Community rating brings one part of the cost curve down , and  the other one too far up ; Ergo , it gets flattened . There are better ways to cover this than a P.C. cost curve , folks …

[-] penalties are too low — it is a similar problem for the individual mandate as it is for the employer mandate . The penalties for non – compliance are far too low . Given also the sky  – high insurance premiums with O.C.C. , it will accelerate the trend of people paying the penalty , and businesses dumping their employees onto the exchanges , instead of providiing health insurance …

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